LIC Jeevan Amar High-cover pure term insurance with flexible payout options
Starting From
₹450/month (Min. ₹25 Lakh cover)
Substantial discounts for non-smokers and female lives Choice of level sum assured or increasing sum assured Tax exemption under Section 80C and 10(10D) Term & Protection
LIC Yuva Term Specially designed affordable pure protection for young earners
Starting From
₹380/month (Min. ₹50 Lakh cover)
Lowest term rates tailored for youth and first-time job holders Online & offline availability with simple medical checks Accident rider benefits available Term & Protection
LIC Tech Term Convenient online pure protection plan with high cover
Starting From
₹500/month (Min. ₹50 Lakh cover)
Special discounted rates for online self-service purchase Flexible death benefit: Lump sum or installments over 5-15 years High sum assured rebate for covers of ₹1 Crore+ Term & Protection
LIC Saral Jeevan Bima Standard, zero-hassle term insurance with no complicated clauses
Starting From
₹300/month (Min. ₹5 Lakh cover)
IRDAI standard term plan with uniform terms across India Ideal for lower to middle income earners seeking quick approval Simple paperwork with minimal documentation Safe Savings & Endowment LIC Jeevan Umang 100-year whole life cover with guaranteed 8% annual payouts for life
Starting From
₹2,500/month (Min. ₹2 Lakh sum assured)
Term: 100 minus entry age Guaranteed 8% of Sum Assured every year after premium paying term Lump sum maturity with bonuses at age 100 or to family on death Completely tax-free annual returns under Section 10(10D) Safe Savings & Endowment LIC Jeevan Utsav Guaranteed 10% annual income for life with limited premium payment
Starting From
₹3,000/month (Min. ₹5 Lakh sum assured)
Guaranteed regular income of 10% of sum assured every year for lifetime Pay only for 5 to 16 years and enjoy income lifelong Flexi-income option: compound unused payouts at 5.5% annual interest Safe Savings & Endowment
LIC Bima Jyoti Guaranteed additions of ₹50 per thousand every single year
Starting From
₹2,000/month (Min. ₹1 Lakh sum assured)
Guaranteed Addition of ₹50 per ₹1,000 Sum Assured added every policy year Premium paying term is 5 years less than policy term Zero stock market risk — 100% sovereign government backed Term & Protection
LIC Jeevan Azad Affordable micro-protection and savings for salaried families
Starting From
₹800/month (Min. ₹2 Lakh sum assured)
Limited premium paying term (Policy term minus 8 years) Financial security up to ₹5 Lakh without mandatory medical tests Death benefit equal to higher of 7x annualized premium or 105% premiums paid Child Education Planning LIC Jeevan Tarun Custom milestone savings designed for your child's college degrees
Starting From
₹1,500/month (Min. ₹75,000 sum assured)
Term: Up to age 25 of child Annual survival payouts from age 20 to 24 for college and fees Major lump sum maturity with accumulated bonuses at age 25 Premium Waiver Benefit rider ensures policy continues even if parent passes Retirement & Pension LIC Jeevan Akshay VII Immediate lifetime monthly pension starting right from next month
Starting From
₹1,00,000 single lump sum
Immediate pension payout options: Monthly, Quarterly, Half-yearly, Yearly 10 diverse annuity options including 100% return of purchase price to heirs Joint-life pension ensures lifelong pension continues for spouse Retirement & Pension
LIC Saral Pension Standard single premium immediate annuity with return of purchase price
Starting From
₹1,000/month pension (Min. purchase price approx ₹2.5 Lakh)
100% return of purchase price to nominee upon demise Standard IRDAI defined pension with zero ambiguity Loan facility available after 6 months from purchase Safe Savings & Endowment
LIC New Endowment Plan Classic combination of disciplined savings and family life cover
Starting From
₹1,200/month (Min. ₹1 Lakh sum assured)
Simple reversionary bonuses + final additional bonus at maturity Liquidity facility: Loans available after 2 full premium years High sum assured rebate for plans above ₹5 Lakhs Safe Savings & Endowment LIC New Jeevan Anand Double death benefit: Full maturity payout PLUS lifelong free risk cover
Starting From
₹2,000/month (Min. ₹1 Lakh sum assured)
Get Sum Assured + Bonuses at maturity AND lifelong life cover continues free Family receives 125% of Sum Assured on unfortunate demise during term Most trusted and popular plan in LIC history for multi-generational security Safe Savings & Endowment
LIC Single Premium Endowment Invest one time and enjoy long-term guaranteed compounding with life cover
Starting From
₹50,000 one-time deposit
Ideal replacement for standard bank Fixed Deposits with added life cover No ongoing renewal stress — one-time payment Loan available after just 1 year of policy Safe Savings & Endowment LIC Jeevan Labh Highest returning traditional endowment with limited premium terms
Starting From
₹1,800/month (Min. ₹2 Lakh sum assured)
Term: 16, 21, or 25 years (Pay only 10, 15, or 16 years) Pay for 16 years, get huge tax-free lump sum payout after 25 years Consistently high bonus earning track record across all LIC schemes Full life risk cover throughout the full 25-year tenure Child Education Planning LIC Jeevan Lakshya Guarantees your child's education funding even in the parent's absence
Starting From
₹2,200/month (Min. ₹1 Lakh sum assured)
Term: 13 to 25 years (Pay for term minus 3 years) In event of parent's death: all future premiums waived immediately Family receives 10% of sum assured every single year until maturity Nominee still receives 110% of sum assured + bonuses at final maturity Safe Savings & Endowment
LIC Aadhaar Stambh Exclusive low-cost savings & life cover for Aadhaar card holding males
Starting From
₹700/month (Min. ₹75,000 sum assured)
Subsidized, low-premium rates without medical examinations Auto-cover facility protects policy even if premiums are briefly missed Maturity amount includes loyalty additions Safe Savings & Endowment
LIC Aadhaar Shila Specially crafted low-cost financial security for women and mothers
Starting From
₹700/month (Min. ₹75,000 sum assured)
Special subsidized premiums for female lives with Aadhaar card Encourages financial independence for homemakers and working women Loyalty addition benefits on maturity with complete tax exemption Child Education Planning LIC Amritbaal Highest guaranteed addition of ₹80 per thousand for your child's higher education
Starting From
₹2,500/month (Min. ₹2 Lakh sum assured)
Term: 10 to 25 years (Maturity age 18 to 25) Guaranteed Addition of ₹80 per ₹1,000 sum assured throughout premium term Designed specifically for funding professional degrees (MBBS, IIT, Study Abroad) Flexible single premium or limited premium payment (5, 6, or 7 years) Money Back & Liquidity
LIC New Bima Bachat Single premium money-back plan returning 15% cash every 3 years
Starting From
₹1,00,000 one-time deposit
One-time deposit returns 15% of Sum Assured every 3rd year as cash in bank Full single premium paid is returned back at maturity with loyalty additions Immediate high-value life cover from day 1 Money Back & Liquidity
LIC Money Back Plan (20 Years) Guaranteed periodic cash back at years 5, 10, and 15 + maturity
Starting From
₹2,200/month (Min. ₹1 Lakh sum assured)
Term: 20 years (Pay for 15 years) 20% of Sum Assured paid out at end of 5th, 10th, and 15th year Remaining 40% of Sum Assured + full accumulated bonuses paid at 20th year Full 100% life cover continues even after receiving cash backs Money Back & Liquidity
LIC Money Back Plan (25 Years) Periodic liquidity payouts every 5 years for quarter-century life protection
Starting From
₹2,500/month (Min. ₹1 Lakh sum assured)
Term: 25 years (Pay for 20 years) 15% of Sum Assured paid back at 5th, 10th, 15th, and 20th years Remaining 40% + simple reversionary bonuses paid at 25th year Perfect for recurring milestones: school fees, home renovation, and vehicle upgrades Money Back & Liquidity
LIC Bima Ratna Short-term premium paying money-back with guaranteed ₹50/thousand additions
Starting From
₹3,500/month (Min. ₹5 Lakh sum assured)
Term: 15, 20, or 25 years Guaranteed Additions of ₹50 per ₹1,000 sum assured for initial 5 years Survival payouts of 25% of sum assured at scheduled milestone intervals Limited premium payment terms of just 4, 5, or 6 years Money Back & Liquidity
LIC Dhan Rekha Money-back with guaranteed additions and special discounts for women
Starting From
₹3,000/month (Min. ₹2 Lakh sum assured)
Term: 20, 30, or 40 years Guaranteed Additions from ₹50 up to ₹60 per ₹1,000 sum assured Survival payouts disbursed at regular intervals throughout the tenure No deduction of survival benefits already paid in case of death claim Safe Savings & Endowment
LIC Dhan Vriddhi Single premium savings plan offering up to 10x life cover + guaranteed additions
Starting From
₹1,25,000 one-time deposit
Term: 10, 15, or 18 years Option to choose 1.25x or 10x life cover on single premium deposit Guaranteed addition up to ₹75 per ₹1,000 sum assured on higher deposits Zero stock market volatility, guaranteed maturity with tax savings Safe Savings & Endowment
LIC Dhan Sanchay Guaranteed annual income stream after payment period for up to 25 years
Starting From
₹2,500/month (Min. ₹3.3 Lakh sum assured)
Guaranteed regular income payouts matching the chosen payout period Choice of level income, increasing income (5% compounded), or terminal lump sum Generous loan facility to meet urgent liquidity requirements Safe Savings & Endowment
LIC Jeevan Shiromani Ultra-HNI non-linked plan with ₹1 Crore+ life cover & critical illness cover
Starting From
₹10,000/month (Min. ₹1 Crore sum assured)
Term: 14, 16, 18, or 20 years Inbuilt cover for 15 specified critical illnesses without extra premium Guaranteed additions of ₹50 to ₹55 per ₹1,000 sum assured Periodic survival benefit payouts with top-tier financial underwriting Money Back & Liquidity
LIC Bima Shree High net-worth money back plan with built-in critical illness benefit
Starting From
₹8,000/month (Min. ₹20 Lakh sum assured)
Term: 14, 16, 18, or 20 years (Pay only 4 to 6 years) Short premium paying term of only 4, 5, or 6 years Inbuilt critical illness rider covering major health conditions Guaranteed Additions of ₹65 per thousand for first 5 years Retirement & Pension LIC New Jeevan Shanti Lock-in guaranteed monthly pension for life with 1 to 12 years deferment
Starting From
₹1,50,000 one-time deposit
Term: Deferment period 1 to 12 years, lifetime pension thereafter Annuity rates are locked in at the time of purchase and guaranteed for life Joint life annuity available with parents, spouse, siblings, or children 100% death benefit returned to nominees in case of demise Retirement & Pension
LIC Smart Pension Systematic retirement corpus accumulator with flexible annuity conversion
Starting From
₹2,000/month
Disciplined pension wealth creation during working career Guaranteed additions accrue during deferment phase Tax deduction on contributions under Section 80CCC ULIP & Market Linked
LIC Index Plus Nifty 50 & Nifty 100 index linked growth with life insurance protection
Starting From
₹2,500/month (Min. annual premium ₹30,000)
Invest in low-cost passive index funds with market growth potential Guaranteed additions added to fund value at regular policy intervals Free switches between equity and debt index funds ULIP & Market Linked
LIC Nivesh Plus Single premium unit-linked growth plan with guaranteed fund additions
Starting From
₹1,00,000 one-time deposit
Lump sum market participation with choice of 4 varied risk funds Guaranteed additions up to 7% of single premium added to your units Partial withdrawals permitted after 5-year lock-in ULIP & Market Linked
LIC SIIP Plus Monthly SIP with life cover and complete refund of mortality charges
Starting From
₹4,000/month (Min. annual premium ₹40,000)
100% refund of all mortality charges added back to fund value at maturity High equity exposure with guaranteed additions up to 25% of annual premium Tax-free returns on maturity as per prevailing Income Tax laws