All Official LIC Schemes & Plans (2026)

Explore active LIC policies in one place. Choose by what you want to achieve — Child Education, Safe Monthly Savings, Family Protection, or Retirement Pension.

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Showing 4 of 33 schemes

Table #857

PopularRetirement & Pension

LIC Jeevan Akshay VII

Immediate lifetime monthly pension starting right from next month

Starting From

₹1,00,000 single lump sum

Age: 30 to 85 years

Term: Lifelong annuity

Immediate pension payout options: Monthly, Quarterly, Half-yearly, Yearly
10 diverse annuity options including 100% return of purchase price to heirs
Joint-life pension ensures lifelong pension continues for spouse

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Table #862

Retirement & Pension

LIC Saral Pension

Standard single premium immediate annuity with return of purchase price

Starting From

₹1,000/month pension (Min. purchase price approx ₹2.5 Lakh)

Age: 40 to 80 years

Term: Lifelong

100% return of purchase price to nominee upon demise
Standard IRDAI defined pension with zero ambiguity
Loan facility available after 6 months from purchase

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Table #858

PopularRetirement & Pension

LIC New Jeevan Shanti

Lock-in guaranteed monthly pension for life with 1 to 12 years deferment

Starting From

₹1,50,000 one-time deposit

Age: 30 to 79 years

Term: Deferment period 1 to 12 years, lifetime pension thereafter

Annuity rates are locked in at the time of purchase and guaranteed for life
Joint life annuity available with parents, spouse, siblings, or children
100% death benefit returned to nominees in case of demise

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Table #872

Retirement & Pension

LIC Smart Pension

Systematic retirement corpus accumulator with flexible annuity conversion

Starting From

₹2,000/month

Age: 25 to 65 years

Term: 10 to 35 years

Disciplined pension wealth creation during working career
Guaranteed additions accrue during deferment phase
Tax deduction on contributions under Section 80CCC

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