IRDAI Certified & LIC Authorised Practice

Updated for 2026

All Official LIC Schemes & Plans (2026)

Explore active LIC policies in one place. Choose by what you want to achieve — Child Education, Safe Monthly Savings, Family Protection, or Retirement Pension.

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From ₹300 to ₹500/month

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Showing 12 of 33 schemes

Table #945

PopularSafe Savings & Endowment

LIC Jeevan Umang

100-year whole life cover with guaranteed 8% annual payouts for life

Starting From

₹2,500/month (Min. ₹2 Lakh sum assured)

Age: 90 days to 55 years

Term: 100 minus entry age

Guaranteed 8% of Sum Assured every year after premium paying term
Lump sum maturity with bonuses at age 100 or to family on death
Completely tax-free annual returns under Section 10(10D)

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Table #771

PopularSafe Savings & Endowment

LIC Jeevan Utsav

Guaranteed 10% annual income for life with limited premium payment

Starting From

₹3,000/month (Min. ₹5 Lakh sum assured)

Age: 90 days to 65 years

Term: Whole life cover

Guaranteed regular income of 10% of sum assured every year for lifetime
Pay only for 5 to 16 years and enjoy income lifelong
Flexi-income option: compound unused payouts at 5.5% annual interest

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Table #860

Safe Savings & Endowment

LIC Bima Jyoti

Guaranteed additions of ₹50 per thousand every single year

Starting From

₹2,000/month (Min. ₹1 Lakh sum assured)

Age: 90 days to 60 years

Term: 15 to 20 years

Guaranteed Addition of ₹50 per ₹1,000 Sum Assured added every policy year
Premium paying term is 5 years less than policy term
Zero stock market risk — 100% sovereign government backed

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Table #914

Safe Savings & Endowment

LIC New Endowment Plan

Classic combination of disciplined savings and family life cover

Starting From

₹1,200/month (Min. ₹1 Lakh sum assured)

Age: 8 to 55 years

Term: 12 to 35 years

Simple reversionary bonuses + final additional bonus at maturity
Liquidity facility: Loans available after 2 full premium years
High sum assured rebate for plans above ₹5 Lakhs

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Table #915

PopularSafe Savings & Endowment

LIC New Jeevan Anand

Double death benefit: Full maturity payout PLUS lifelong free risk cover

Starting From

₹2,000/month (Min. ₹1 Lakh sum assured)

Age: 18 to 50 years

Term: 15 to 35 years

Get Sum Assured + Bonuses at maturity AND lifelong life cover continues free
Family receives 125% of Sum Assured on unfortunate demise during term
Most trusted and popular plan in LIC history for multi-generational security

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Table #917

Safe Savings & Endowment

LIC Single Premium Endowment

Invest one time and enjoy long-term guaranteed compounding with life cover

Starting From

₹50,000 one-time deposit

Age: 90 days to 65 years

Term: 10 to 25 years

Ideal replacement for standard bank Fixed Deposits with added life cover
No ongoing renewal stress — one-time payment
Loan available after just 1 year of policy

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Table #936

PopularSafe Savings & Endowment

LIC Jeevan Labh

Highest returning traditional endowment with limited premium terms

Starting From

₹1,800/month (Min. ₹2 Lakh sum assured)

Age: 8 to 59 years

Term: 16, 21, or 25 years (Pay only 10, 15, or 16 years)

Pay for 16 years, get huge tax-free lump sum payout after 25 years
Consistently high bonus earning track record across all LIC schemes
Full life risk cover throughout the full 25-year tenure

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Table #943

Safe Savings & Endowment

LIC Aadhaar Stambh

Exclusive low-cost savings & life cover for Aadhaar card holding males

Starting From

₹700/month (Min. ₹75,000 sum assured)

Age: 8 to 55 years

Term: 10 to 20 years

Subsidized, low-premium rates without medical examinations
Auto-cover facility protects policy even if premiums are briefly missed
Maturity amount includes loyalty additions

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Table #944

Safe Savings & Endowment

LIC Aadhaar Shila

Specially crafted low-cost financial security for women and mothers

Starting From

₹700/month (Min. ₹75,000 sum assured)

Age: 8 to 55 years

Term: 10 to 20 years

Special subsidized premiums for female lives with Aadhaar card
Encourages financial independence for homemakers and working women
Loyalty addition benefits on maturity with complete tax exemption

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Table #869

Safe Savings & Endowment

LIC Dhan Vriddhi

Single premium savings plan offering up to 10x life cover + guaranteed additions

Starting From

₹1,25,000 one-time deposit

Age: 90 days to 60 years

Term: 10, 15, or 18 years

Option to choose 1.25x or 10x life cover on single premium deposit
Guaranteed addition up to ₹75 per ₹1,000 sum assured on higher deposits
Zero stock market volatility, guaranteed maturity with tax savings

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Table #867

Safe Savings & Endowment

LIC Dhan Sanchay

Guaranteed annual income stream after payment period for up to 25 years

Starting From

₹2,500/month (Min. ₹3.3 Lakh sum assured)

Age: 3 to 65 years

Term: 5 to 15 years

Guaranteed regular income payouts matching the chosen payout period
Choice of level income, increasing income (5% compounded), or terminal lump sum
Generous loan facility to meet urgent liquidity requirements

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Table #947

Safe Savings & Endowment

LIC Jeevan Shiromani

Ultra-HNI non-linked plan with ₹1 Crore+ life cover & critical illness cover

Starting From

₹10,000/month (Min. ₹1 Crore sum assured)

Age: 18 to 55 years

Term: 14, 16, 18, or 20 years

Inbuilt cover for 15 specified critical illnesses without extra premium
Guaranteed additions of ₹50 to ₹55 per ₹1,000 sum assured
Periodic survival benefit payouts with top-tier financial underwriting

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